After submitting a Pradhan Mantri Matru Vandana Yojana (PMMVY) application and completing the required health conditions, beneficiaries want to know when the PMMVY payment will be credited and what different payment status messages indicate during processing.
This article explains the complete PMMVY payment status process, including how to track PMMVY application status online, what each approval and payment stage means, and how beneficiaries can understand delays or pending payments.
How PMMVY Payment Status Works (Approval and Payment Process)
PM mother vandana yojana amount is processed via the official PMMVY-CAS system and transferred through the Public Financial Management System (PFMS) directly to the beneficiary’s bank or post office account.
After a PMMVY claim is submitted by the Anganwadi Centre or Health Department, the amount is not credited immediately. The claim must pass through several verification and approval stages before funds are released.
These verification stages ensure that the beneficiary meets all maternity benefit scheme conditions and that the money is transferred safely and correctly. These checks include:
- Eligibility confirmation
- Health condition verification
- Aadhaar and account validation
- Availability of funds in the State escrow account
Each of these steps is linked to the beneficiary’s payment status.
Method 1: How to Check PMMVY Payment Status Online (Step-by-Step)
You can check the PMMVY application and payment status online through the official portal.
Step 1: Visit the Official PMMVY Website
Go to the official Pradhan Mantri Matru Vandana Yojana website of the Ministry of Women & Child Development. On the homepage, click on the “Track Status” option.
Step 2: Open the PMMVY Track Status Page
After clicking on “Track Status”, a new page will open where beneficiaries can view their PMMVY application and payment progress.
Step 3: Enter Login Details
You can check your PM Matru Vandana progress using either:
- Beneficiary ID (if available), or
- Registered mobile number used during PMMVY registration
Enter the captcha code shown on the screen and click on “Validate”. An OTP will be sent to your registered mobile number.
Step 4: Verify OTP and View Status
After you enter the OTP to log in, the PMMVY status dashboard will show both:
- Application approval status
- Payment processing status
PMMVY Payment Confirmation Message & Credit Status
When all three application approval levels (Anganwadi/ASHA → Supervisor/ANM → CDPO/Medical Officer) show ✅ Complete, the beneficiary’s application becomes eligible for payment processing.
Even after application approval, the maternity benefit is released only after confirmation at the CDPO / Medical Officer payment level and final processing at the State level through the PMMVY–PFMS system.
Once all required payment stages are completed and the amount is successfully credited, the system displays a confirmation message such as:
“Your payment of ₹3,000 has been credited to your registered bank account.”
Understanding the PMMVY Status Screen
The PMMVY status screen displays the complete progress of an application, divided into two parts: application approval stages and payment processing stages.
Each stage shows a status indicator that helps beneficiaries understand whether their payment is pending, approved, or completed.
| Stage Type | Level / Stage | What It Means |
|---|---|---|
| Application Approval Status | Anganwadi / ASHA Level | Initial verification of pregnancy, birth, or immunization details |
| Supervisor / ANM Level | Health record validation and cross-checking | |
| CDPO / Medical Officer Level | Final approval of the application before payment eligibility | |
| Payment Processing | CDPO / MO Payment Stage | Payment approved and forwarded for fund release |
| State Level | State-level confirmation and PFMS processing | |
| Payment Level | Amount sent to the beneficiary’s bank or post office account | |
| Payment Done | Payment successfully credited to the beneficiary account | |
| Status Indicator Icon | Meaning in PMMVY Status Screen | |
| ✅ Complete | Stage approved or Amount successfully processed | |
| ⏳ Pending | Verification or Amount is still under process | |
| ❌ Rejected / Failed | Correction required due to bank, Aadhaar, or data mismatch | |
| ⚪ No Update | Stage not yet started or updated in the system | |
Method 2: How to Check PMMVY Payment Status On PFMS
When beneficiaries check PMMVY payment status on the PFMS website using their bank account number, the system shows only payments that have already been initiated or completed.
PFMS does not display PMMVY application approvals, pending verifications, or rejection reasons, as these details are available only on the official PM Matru Yojana portal.
If the State government has not yet initiated the maternity money through PFMS, no transaction record will appear on the PFMS website, even if the beneficiary’s application has been approved.
Method 3: PMMVY SMS Alerts: Registration Mobile vs Bank-Linked Mobile
PMMVY uses mobile numbers at two different stages—during registration and during payment credit—and each mobile number serves a different purpose in tracking application and payment status.
Understanding this difference helps beneficiaries avoid confusion about fund credit confirmation.
Mobile Number Used During PMMVY Registration (Application Tracking)
The mobile number provided during PMMVY registration is mainly used for beneficiary identification and progress tracking within the PMMVY system.
- Receiving or retrieving the PMMVY Beneficiary ID
- Tracking application status through the PMMVY portal
- Viewing approval and payment progress after OTP login
SMS updates from PMMVY, if sent, are only for informational purposes such as application approval or payment initiation. These messages are not sent in all cases.
Mobile Number Linked with Bank or Post Office Account (Payment Credit SMS)
The mobile number linked with the beneficiary’s bank or post office account is used to send SMS alerts confirming PMMVY payment credit, making it the most reliable source of payment confirmation.
- Receiving SMS alerts when the PMMVY amount is credited
- Knowing the exact amount and date of credit
- Confirming successful transfer of funds
This bank or post office SMS is the most reliable confirmation that the PMMVY payment has been successfully credited.
Important: The PMMVY registration mobile number and the bank-linked mobile number may be the same or different. Non-receipt of a PMMVY SMS does not mean the payment has failed. Bank SMS or passbook entry confirms the actual amount.
If no SMS is received, beneficiaries should update their bank or post office passbook or ask their Anganwadi Worker, ASHA, or ANM to check the current stage in the official PMMVYsoft mobile App.
Conclusion
PMMVY payment status is designed to provide beneficiaries with clear visibility into application approval and fund release stages.
Delays or pending updates generally reflect ongoing administrative processing within the official system rather than any negative action against the beneficiary.
For accurate information, beneficiaries should rely on the official Prime Minister Matru Vandana portal and their bank or post office records. Progress updates may change as verification and fund processing progress through scheduled processing cycles.
Once eligibility conditions are fulfilled and beneficiary details are found to be correct, payments are processed systematically in accordance with the scheme guidelines.